Landlords Insurance
Protecting your investment
Whether you let out a single property or manage a wider portfolio, it’s essential to have insurance designed specifically for landlords. Standard household policies don’t provide the protection required for rental properties, so having a tailored landlord insurance policy in place ensures you’re covered if the unexpected happens.
Capricorn’s experienced property insurance advisers make protection straightforward, using access to a wide panel of specialist insurers to ensure your investment is covered appropriately for the risks you face.
Cover designed around you
No two landlords are the same, and your insurance should reflect your individual circumstances. Landlord cover can be tailored with optional extras such as accidental damage, legal expenses, and even terrorism protection.
Portfolio policies can simplify matters by bringing multiple properties under a single renewal date, making it easier to manage your cover.
In some cases, insurers can offer policies to cover your both home and investment properties, managing your property insurance in one place.
Capricorn Financial Mortgages helps you navigate these options, ensuring your policy is structured in a way that genuinely suits your needs.
What property types are covered?
We source suitable, tailored cover for a wide range of property types, including:
- Terraced and end-of-terrace houses
- Semi-detached houses
- Detached houses
- Maisonettes
- Individual flats in purpose-built blocks
- Individual flats in converted buildings or houses
- Entire purpose-built buildings with multiple flats
- Entire converted buildings or houses with multiple flats
How much does landlord insurance cost?
The price of your policy depends on factors such as property type, location, tenant profile, and the level of cover you choose. Optional extras like accidental damage, legal expenses, or loss of rent will affect the premium, but also increase your protection.
Why landlords choose Capricorn?
With Capricorn Financial Mortgages, you can quickly compare quotes from a range of trusted insurers, ensuring you only pay for the cover you need. Our advisers guide you through the options, helping you make sure your properties are properly protected without unnecessary expense.