Group Protection
Supporting your workforce and their families
Investing in the welfare of your employees is one of the most effective ways to protect your business and demonstrate genuine care for the people who drive its success. At Capricorn Financial Mortgages, our specialist insurance advisers can help you implement group protection solutions that provide financial security for your workforce and their families, while helping you attract and retain top talent.
Our advisers work closely with you to assess your business needs and design a protection package that fits your workforce, budget, and long-term goals.
Types of life insurance
Group Life Cover (Death in Service)
Provides a tax-free lump sum to an employee’s family in the event of their death. This can be arranged as a fixed amount or a multiple of salary, and can cover all employees or a specific group within your organisation.
Group Critical Illness Cover
Pays a tax-free lump sum if an employee is diagnosed with a qualifying critical illness, helping support them and their family at a difficult time.
Group Income Protection
Provides employees with a regular income if illness or injury prevents them from working, supplementing contractual sick pay. Benefits can cover salary, pensions, and national insurance contributions, ensuring employees are supported and the business remains resilient during prolonged absences.
Group Private Medical Insurance
Offers employees access to private healthcare, helping to reduce sickness-related absenteeism and its associated costs, while demonstrating commitment to their wellbeing.
Plan for the unexpected
From initial advice to implementation and ongoing support, we ensure your group protection solutions deliver meaningful benefits to your employees while protecting your business.