Remortgaging
Making sure you’re on the right deal
Securing a strong rate at the outset of your mortgage is vital, but if you don’t revisit it regularly, you could end up paying far more than necessary. As your fixed or discounted rate nears its end, it’s the perfect time to consider your next steps. If you take no action, your mortgage will usually revert to your lender’s Standard Variable Rate (SVR) – a rate that is often considerably higher, resulting in increased monthly payments.
Capricorn Financial Mortgages is a professional mortgage broker, with access to over 70 lenders across the UK.
Right time to remortgage?
Our advisers find the right lender for your circumstances and manage the entire process from start to finish – from paperwork to lender liaison. You’ll have direct access to your adviser throughout, ensuring a smooth, fast and stress-free experience.
Remortgaging can help you:
- Reduce your monthly payments
- Adjusting or improving your mortgage terms
- Releasing equity for purposes such as school fees, renovations or buying other property
- Switching to a new deal with your current lender
- Moving to a new lender entirely
- Changing between fixed and variable rates
- Moving between repayment and interest-only
- Remortgaging a buy-to-let property
Remortgaging made easy
Getting the right advice is essential. Mistakes around early repayment charges, fees or unsuitable products can be costly. With deep experience, Capricorn Financial Mortgages can tailor a remortgage solution that aligns with your goals while helping you avoid unnecessary expense. Please note that some Buy-to-Let mortgages are not regulated by the Financial Conduct Authority.