Limited Company Buy-to-Let
Invest through a limited company
Whether you’re building your first property portfolio or expanding an existing one, Capricorn Financial Mortgages can help you secure a buy-to-let mortgage through a limited company. This approach offers tax, liability, and estate planning benefits while simplifying portfolio management.
Key benefits of using a limited company
Tax Treatment: Profits are subject to corporation tax rather than personal income tax, allowing you to retain more of your rental income. We do not advise on taxation.
- Liability Protection: Properties are owned by the company, reducing personal financial risk.
- Estate Planning: Shares in the company can be transferred to beneficiaries, simplifying inheritance planning and potentially reducing Inheritance Tax.
- Interest Relief: Mortgage interest can be claimed as a business expense, unlike personal buy-to-let mortgages.
How Capricorn can help
Investing through a limited company can be a smarter way to grow your property portfolio while maximising tax efficiency and protecting your personal assets.
- Access the right lenders for limited company and SPV mortgages
- Guidance on portfolio structuring and SPV setup
- Support from application to completion
- Ongoing advice as your portfolio grows
Speak to a Mortgage Adviser today