Raj is a highly experienced Mortgage Adviser with a strong background in financial services, banking and customer relationship management. Prior to joining Capricorn Financial Mortgages, he spent eleven years managing retail branches for NatWest Bank, developing extensive experience in helping clients achieve their financial goals.

With more than 16 years of experience in sales and customer service, Raj is passionate about delivering an outstanding client experience. He takes pride in providing clear guidance and tailored mortgage solutions, helping clients navigate the mortgage process with confidence. His extensive knowledge of financial services and property finance enables him to support clients in building and growing their buy-to-let property portfolios.

Known for his problem-solving approach and strong communication skills, Raj is committed to building long-term relationships and delivering positive outcomes for his clients.

Outside of work, Raj is a keen cricket enthusiast and enjoys both watching and playing the sport.