Philip joined Capricorn Financial Mortgages in 2026, bringing valuable experience from the property industry following his time as an Estate Agent. He holds a BSc in Business Economics and an MSc in Entrepreneurship and Innovation, combining commercial understanding with practical property experience to support clients throughout the mortgage process.

Philip is committed to providing clear guidance and tailored mortgage solutions, taking the time to understand each client’s individual circumstances and helping them make informed decisions with confidence.

Outside of work, Philip enjoys following football, Formula 1 and basketball. He also has a long-standing interest in physics and astronomy and enjoys continually learning and exploring new ideas.